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Wednesday, January 3, 2018

7.75 % Savings (Taxable) Bonds - All You Need To Know

NDA Govt announces 7.75% savings bonds scheme on Thursday Jan 04,2018

Who can invest?
The Bonds are open to investment by individuals (including Joint Holdings) and Hindu Undivided Families. NRIs are not eligible for making investments in these Bonds.
Subscription
Applications for the Bonds in the form of Bond Ledger Account will be received in the designated branches of agency banks and SHCIL in all numbering about 1600.
Issue Price
The Bonds will be issued at par i.e. at Rs 100
The Bonds will be issued for a minimum amount of Rs 1,000 (face value) and in multiples thereof. Accordingly, the issue price, will be Rs 1,000 for every Rs 1,000  (Nominal).
The Bonds will be issued in demat form (Bond Ledger Account) only.
Period
The Bonds will be on tap till  further notice and issued in cumulative and non-cumulative forms.
Limit of investment
There will be no maximum limit for investment in the Bonds.
Interest on Income-tax
Interest on the Bonds will be taxable under the Income-tax Act, 1961 as applicable according to the relevant tax status of the bond holder.
Wealth tax
The Bonds will be exempt from Wealth-tax under the Wealth Tax Act, 1957.
Maturity and rate of interest
The Bonds will have a maturity of 7 years carrying interest at 7.75 percent per annum payable half- yearly.  The cumulative value of Rs 1,000 at the end of seven years will be Rs 1,703.
Transferability
The Bonds are not transferable.
The Bonds are not tradeable in the Secondary market and are not eligible as collateral for loans from banking institutions, non-banking financial companies or financial institutions.

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