It provides for cashless insurance for hospitalisation in public as well as private hospitals.
The scheme started enrolling on April 1, 2008 and has been implemented in 25 states of India
A total of 36 million families have been enrolled as of February 2014.
In the starting RSBY is a project under the Ministry of Labour and Employment. Now it is transferred to Ministry of Health and family welfare from April 1, 2015
Every "Below Poverty Line" (BPL) family holding a yellow Ration Card pays ₹ 30 (less than US$0.7) registration fee to get a Biometric-enabled Smart Card containing their fingerprints and photographs
This enables them to receive inpatient medical care of up to ₹ 30,000 (approx US$670 as of March 2011) per family per year in any of the empanelled hospitals
Pre-existing illnesses are covered from day one, for head of household, spouse and up to three dependent children or parents
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