Post Office Sukanya Samriddhi Scheme

Rate of Interest 
Sukanya Samriddhi Scheme offers an interest rate of 8.1 per cent per annum. The investment is calculated and compounded on an annual basis.
Features
This scheme requires a minimum investment of Rs. 250 and a maximum of Rs. 1,50,000 in a financial year. The subsequent deposit should be made in multiple of Rs. 100. Deposits can be made in lump-sum amount. There is no limit on the number of deposits either in a month or in a financial year.
A legal guardian/natural guardian can open the account in the name of girl child.
A guardian can open only one account in the name of one girl child and maximum two accounts in the name of two different girl children.
Tenure
The account can be opened up to age of 10 years only from the date of birth. For initial operations of scheme, one year grace has been given. With the grace, a girl child who is born between December 2, 2003 and December 1, 2004 can open account up to December 1, 2015.
If minimum amount of Rs. 250 is not deposited in a financial year, the account will be discontinued and can be revived with a penalty of Rs. 50 per year with the minimum amount required for deposit for that year.
Partial withdrawal
Partial withdrawal, maximum up to 50 per cent of balance standing at the end of the preceding financial year, can be taken after account holder's attaining age of 18 years.
The account can be closed after completion of 21 years.
Normal premature closure will be allowed after completion of 18 years, provided that girl is
married.