Post Office Time Deposit (TD) Account or Fixed Deposit (FD) Account in India - All You Need To Know

The features of FD accounts are similar to that of RD accounts. However, it is the interest rate and the minimum amount that differs.

Interest rates:
Interest rates from January 1, 2018, for Post office FD accounts, are:
Period Rate:

Period	Rate
1-year A/c	6.6%
2-year A/c	6.7%
3-year A/c	6.9%
5-year A/c	7.4%

Minimum amount required for the opening of post office FD account
Subscribers need to deposit a minimum of Rs 200 to open an account.

However, there is no maximum balance that can be retained.