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Friday, September 11, 2015

Google launches Android Pay in USA Thursday Sep 10,2015

Google said it would roll out Android Pay, a one-touch payment app on Android devices, in more than 1 million locations in the United States on Thursday Sep 10,2015

The payment service can be used through Android devices with near-field communication (NFC) technology and Google's KitKat 4.4+ operating system.


The new service will allow users to pay contactlessly for goods and services using their Android smartphone

Android Pay will be made available in more locations over the next few days and more features will be added to it in the coming months, Google said in a blog post.

Android Pay will support credit and debit cards on payment networks of American Express, Discover Financial Services, MasterCard and Visa and cards issued by banks such as Bank of America and US Bank, among others. 


 Each transaction will generate a single-use “token”, which is sent to the receiving device to secure against fraud.

Android Pay will use near field communication (NFC) initially, but will be able to take advantage of biometric devices such as fingerprint scanners at a later date

Credit card data will be stored locally so that payments can be conducted without a data connection on the smartphone.
“We are doing it in a way so that anybody else can build a payments service on top of Android,” said Google’s senior vice-president of product, Sundar Pichai, at a press event at Mobile World Congress

Google Wallet will continue to exist, but will integrate Android Pay as a payment source

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